Bit of both really Av. The predictive text is useful for a slow typer like me, but can become a nuisance if you take your eye off it and it insinuates itself above your typed text (as mine does). OTOH, it does save time, particularly on long posts But it's all academic in that I wouldn't know where to begin to turn off even if I wanted to!
President of Peace? You fucking idiots!
....and the glory of the world becomes less than it was....
'Have we not served you well'
'Of course - you know you have.'
'Then let it end.'